Residential Construction

Focused on Funding your Success

COVID-19 LOAN STATUS – As the pandemic begins to slow down we will see interest rates change, FICO requirements tighten and Loan To Value ratios tighten up. All terms are subject to change. Please call for the most up to date information.

Competition for good houses is stiff, and sometimes to get what you want, you have to build the house yourself. The ability to get fast funds to purchase the lot and pay constructions costs is important. As a broker and a direct lender, it is my job to help you get your construction loan as quickly and easily as possible. You focus on your project, let me concentrate on finding lenders that are willing to help you fund the project based your experience and it’s completed value. We have money to lend and you need
money quickly. A perfect fit is out there.

Asset-based Loans and Experience-based Loan Program

  • Min FICO 650 (Hard Pull)
  • Appraisal required
  • Up to 80% of cost of lot + build
  • Up to 100% of construction costs (If lot is free and clear)
  • Max of 70% of ARV
  • Interest rates starting at 7.5%
  • Points as low as 3.5%
  • Line of Credit

Thank you

Patrick StCin