Focused on Funding Your Success
We offer a range of direct real estate loan programs designed to focus on funding your success. Not sure what your interest rate will be for your project or whether you need an appraisal? Wondering about how your FICO score will affect your loan. Below we explain the parameters and requirements for our most popular loan programs. Get in touch for specific project quotes.

Fix-n-Flip Loans – Hard Money Option
Term up to 24 months
Min FICO 650 (Hard Pull) •Appraisal required •Up to 90% of purchase price •Up to 100% of rehab costs •Max of 70% ARV •Interest rates starting at 8.750% •Points as low as 3.5%.
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Fix-n-Flip Loans – Private Money Option
Term up to 6 to 9 months with a minimum of 3 months
Credit pulled (Soft Pull) •No appraisal required • Up to 85% of purchase price •Up to 100% of rehab costs •Max of 65% ARV •Fast Funding •Interest rates starting at 12% •Points as low as 3.5%
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Long-Term Rental Loan Program
Asset-based Loans and Experience-based Loans
Min FICO 650 •BPO required •Up to 85% of purchase price •Cash out/Refinance up to 65% LTV (BPO) •Max of 80% ARV •Interest rates starting at 5.99% •Points as low as 2.0% •3-year prepayment penalty – Step down
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Non-Recourse Loans for Self-Directed IRA
Multifamily Term up to 20 years with a minimum of 15 years
This loan is designed for a self-directed IRA owner. Although the IRA is administered by a custodian or trustee, the account holder directly manages what the account invests in. You have complete control over selecting and directing your retirement investments.
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Residential Construction Loan Program
Asset-based Loans and Experience-based Loans
•Min FICO 650 (Hard Pull) •Appraisal required •Up to 90% of cost of lot + build •Up to 100% of constructions costs (if lot is free and clear) •Max of 70% ARV •Interest rates starting at 7.5% •Points as low as 3.5% •Line of credit
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Mobile Notary Service
512-213-2271 or 505-239-7060
REI Capital Resources is able to provide Mobile Notary Service within the Austin metro area. This service is useful for a number of circumstances where one or both of the signing parties are unable to meet at a common location when notarized signatures are required.
